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Australia's premier resource for free, fast and easy disability income protection insurance quotations and information.
Income Protection Insurance is arguably one of the most important insurance policies you will ever own!
Disability Income Protection Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.
Disability Income Protection Insurance premiums are usually tax deductible for most Australian Taxpayers.
Disability Income Protection Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Disability Income Protection Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Disability Income Protection Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions. For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Disability Income Protection Insurance policies are complex products and we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.
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